High Risk Business Merchant Accounts

Is your business classified as "High Risk": Adult, Gaming, Dating, Vitamins, Telemarketing, Travel, Online Pharmacy, Subscription / Membership Services, Tickets, Multilevel Marketing, Telecom, High Volume or High Ticket?

Have you been going around in circles trying to locate a credit card processor that will accept your application for high risk merchant account?

Has one or your current high risk merchant accounts been terminated, capped or are your funds being held due to high risk factors?

Is your business being prevented from reaching its full potential because your current credit card processor won't let you process enough sales per month?

If so, National Financial can help to provide you with your high risk merchant accounts.

National Financial specializes in high risk business merchant accounts, regardless of business type or volume. We'll provide you with a high risk merchant account quickly, and keep it running smoothly without any volume caps.

We charge no monthly ongoing fees. We provide secure credit card transaction services that enable International Merchants, Web Merchants, Phone Merchants or Brick and Mortar Merchants to accept and process real-time payments for goods and services purchased over the Internet or by Phone. In essence, you outsource the billing functions of your offerings to us and we handle the risk of processing high risk merchant accounts credit card transactions. This means you don't have to worry about monthly sales limits or restrictions a regular merchant account requires.

For a flat percentage of the sale, you receive the following services with your high risk merchant account:

Real time credit card processing

Pay only when using our service: "No" monthly fees or minimum volume requirements (in most cases))

Sophisticated tools to help you manage your transactions

Fast, secure credit card transaction processing on our secure web server

Accept Visa, Mastercard, (Amex - with a direct account with descriptor)

Lowest processing fees in the industry. Pay only 10% (or lower) with no other fees whatsoever.

Transaction Fee of $0.90 to $1.25 max

No Gateway Fee

10% Hold back fee returned in 180 days.

Weekly Payout/Settlement via Wire Transfer

Advanced fraud control to reduce risk of chargebacks for your high risk merchant account

We maintain a "No" Turndown philosophy on Legal Businesses and Products

No monthly volume limits or restrictions on the products you sell providing it's legal

Exceptional Merchant and Customer Support with 24 Hour Call Center

Your own company descriptor that shows up on your client's credit card statement (direct account only - 3rd party high risk merchant accounts do not come with a descriptor)

There are three options for processing cards:

a) Server side connection (Your clients never have to leave your site) 
b) Use our payment page (Easiest method - you can link straight to us)
c) Virtual Terminal/Single Card Processing (Obtain your clients card details anyway you wish and manually process the card)

The entire process should take about 10 minutes, and you'll need the following information:

• A copy of a voided cheque

• Fully functional website for us to view

• Copy of Driver's License or Passport

• Articles of Incorporation or company registration papers

Rates For High Risk Merchant Accounts

Our negotiated high risk merchant accounts (and rates) will ultimately depend upon what kind of business you are operating. Every situation is different. Our typical discount rate for a High Risk merchant account is usually in the 9% to 10% range. (These are the lowest fees in the industry for High Risk merchant accounts - other companies typically charge as high as 15% in addition to gateway, transaction fees and holdback fees (with many restrictions imposed, setup fees up to thousands of dollars, several days to several weeks to be approved, and extensive documentation required).

Fast Setup: We can have you up and running within as little as 24 hours in most cases (with very little paperwork). One time Setup Fee of only $495.00 U.S.

Since 1985 the leader in High Risk Merchant Accounts

Check our whois and you will see that we have been offering High Risk Merchant Accounts for many years.

Don't be fooled by Fly-By Night High Risk Merchant Account Operators

Only Trust the experts when it come to your High Risk Merchant Account!!

Other resources for Credit Card Merchant Accounts